Enterprise buyers close faster when they trust your AI is covered. Ollive gives you the policy-backed proof they need.
Get startedThe cases that are changing how enterprise buys AI.
Why buy an AI Liability Insurance?
AI lawsuits grew 978% from 2021–2025. Over 700 active GenAI cases are in US courts today.
AIG, Chubb, and WR Berkley introduced “absolute AI exclusions” in 2025. Your cyber and E&O won’t respond to AI claims.
Courts hold vendors liable for their AI’s outputs. Hallucinations, biased decisions, IP violations — none covered by existing policies.
Our AI Liability Insurance isn’t just risk protection, it’s a competitive differentiation to win enterprise trust.
In the Proposal
Add “Covered by Ollive AI Liability Insurance” to your proposal or sales deck. It gives enterprise buyers confidence that your AI risks are backed by real coverage, not just internal policies or security claims.
In the Contract
When procurement and legal teams ask about AI risk, you can point to an actual insurance policy. That makes conversations around liability, indemnification, and risk allocation much easier to navigate.
In the Questionnaire
Vendor security and procurement questionnaires increasingly ask about AI-related liability and safeguards. Instead of lengthy explanations, you can share proof of coverage backed by a real policy number.
What we cover
Traditional cyber and E&O policies were not designed for hallucinations, AI-driven decisions, copyright claims, or autonomous agent failures. Ollive provides dedicated coverage for the risks modern AI companies face.
Hallucination & Output Liability
Coverage for third-party claims arising from harmful, misleading, or factually incorrect AI outputs that cause financial or reputational harm.
Real-world scenario
An AI support agent invents a refund policy and promises it to a customer. The customer relies on it. Your company is held liable.
Algorithmic Bias & Discrimination
Coverage for claims involving discriminatory outcomes from AI-driven decisions in hiring, lending, pricing, or access to services.
Real-world scenario
Your AI hiring tool systematically scores candidates from protected groups lower. A class action is filed against you and your enterprise customer.
Copyright & IP Claims
Coverage for copyright, trade dress, and IP infringement claims arising from content your AI system generates for you or your customers.
Real-world scenario
AI-generated marketing assets produced for a client closely resemble a competitor’s copyrighted creative work. A lawsuit follows.
AI Regulatory Investigations
Coverage for AI-related regulatory proceedings, investigations, and enforcement actions under emerging AI laws and existing consumer protection frameworks.
Real-world scenario
A state regulator opens an investigation into your AI’s transparency under California’s AI Safety Act. Defense costs begin immediately.
Sensitive Data Disclosure
Coverage for unauthorized disclosure of confidential or regulated information through AI outputs, distinct from a traditional data breach event.
Real-world scenario
An internal AI assistant inadvertently includes customer PII in a response visible to the wrong user. Privacy claims follow.
AI Incident Response
First-party coverage for immediate operational response when an AI system misfires — forensic analysis, crisis communications, and remediation costs.
Real-world scenario
An autonomous workflow agent begins executing incorrect actions at scale. You need forensics, legal counsel, and a crisis response team immediately.
These questions are already appearing in enterprise vendor assessments. The vendors who answer them confidently today close the deals and set the terms.
Do you carry insurance specifically covering AI output liability?
Most vendors
Awkward pause, vague reassurance, legal review.
With Ollive
Yes. Here's the certificate.
If your AI makes a biased decision affecting one of our employees, how are you covered?
Most vendors
Refer to terms of service, escalate to legal, delay.
With Ollive
Covered. Here's the policy summary.
What covers you if a regulator investigates your AI system?
Most vendors
Nobody has a good answer.
With Ollive
Regulatory proceedings are explicitly included.
01 · Apply
What you've built, who you sell to, how your system works. Short application, plain language. No actuarial deep-dives. Takes minutes.
02 · Get Covered
Policy documents and your certificate of coverage. Days, not weeks, not quarters.
03 · Win
Your sales team puts the certificate in the next proposal. Walk into that enterprise meeting already covered. Your customer sees it, their legal team sees it, and you close faster than any competitor who can't say the same.